In-person payments
Countertop, mobile and point-of-sale options aligned with how your team serves customers.
A separate SmartSync offer
Payments that fit the way you do business.
Review processing costs, equipment, integrations and customer payment options with a solution built around your actual transaction mix.
No obligation. Provider approval, underwriting and program terms apply.
Separate by design
Merchant Services can stand alone. You do not need to purchase SmartConnect.
Review before recommending
We compare the business model, transaction mix and operational needs first.
Multiple payment paths
Card, ACH, in-person, online, recurring and qualifying B2B options.
Payment capabilities
Build the right processing setup—not a generic bundle.
Start with the channels your customers already use, then evaluate equipment, software and support around them.
Processing review
Bring the facts. Get a clearer comparison.
For a useful review, have a recent processing statement and a short description of how you accept payments. A qualified provider can then evaluate pricing, equipment and fit.
Start your business review- 01Share your payment flow
In-person, online, invoices, recurring billing or a mix.
- 02Review current costs
Use a recent statement to understand fees and effective rate.
- 03Compare the setup
Evaluate compatible equipment, integrations and support.
- 04Choose only if it fits
Final terms are supplied by the provider before activation.
Connected, not required
Use Merchant Services alone—or let it help fund automation.
Merchant Services is a separate offer. If the account generates qualifying recurring partner revenue, part of that revenue may create a credit toward SmartConnect while the merchant account remains active.
Example relationship
Merchant accountSeparate provider agreement and charges
+Eligible partner revenueReceived and verified monthly
→SmartConnect creditConditional; may offset part or all of the monthly fee
Credits are not guaranteed and are not the same as free processing. Terms may change when the qualifying service ends.
Merchant questions
Know what is separate—and what to compare.
Is processing free?+
No. Processing, equipment and related services are governed by the provider agreement. Some programs may shift or reduce certain costs, but program-specific terms apply.
Do I need SmartConnect?+
No. Merchant Services can be purchased as a completely separate business service.
Can you guarantee savings?+
No. Potential savings depend on transaction volume, card mix, current pricing, equipment and provider approval.
How does the SmartConnect credit work?+
If the merchant relationship produces qualifying recurring revenue, SmartSync may apply an agreed monthly credit after that revenue is received. The credit may end if the qualifying account closes.
Ready to compare?
Start with a clear picture of your current processing.
Use the Business Profit Index to begin the review and identify the best next step.
One focused reviewPayments aligned to your businessRequest a processing review